/* ============================================================
   ZAHAV CASH — STYLESHEET
   Clean Light · Gold Accents · Montserrat + Inter
============================================================ */

/* ── RESET & BASE ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: 'Inter', sans-serif;
  color: #1a1a1a;
  background: #ffffff;
  line-height: 1.6;
  overflow-x: hidden;
}

img, svg { display: block; max-width: 100%; }
a { text-decoration: none; color: inherit; transition: color .2s; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── CSS VARIABLES ────────────────────────────────────────── */
:root {
  --gold:        #D4AF37;
  --gold-dark:   #B8960E;
  --gold-light:  #F0D060;
  --gold-grad:   linear-gradient(135deg, #af5717 0%, #e4b269 30%, #fcda8d 50%, #d09544 80%, #af5717 100%);
  --gold-grad-2: linear-gradient(90deg, #af5717 0%, #fcda8d 50%, #d09544 100%);
  --black:       #0D0D0D;
  --dark:        #1a1a1a;
  --gray-900:    #111827;
  --gray-700:    #374151;
  --gray-500:    #6B7280;
  --gray-200:    #E5E7EB;
  --gray-100:    #F3F4F6;
  --off-white:   #F8F7F5;
  --white:       #ffffff;
  --green:       #25D366;
  --radius-sm:   8px;
  --radius-md:   14px;
  --radius-lg:   20px;
  --radius-xl:   28px;
  --shadow-sm:   0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md:   0 4px 16px rgba(0,0,0,.10);
  --shadow-lg:   0 10px 40px rgba(0,0,0,.14);
  --shadow-gold: 0 8px 32px rgba(212,175,55,.25);
  --transition:  .25s cubic-bezier(.4,0,.2,1);
  --container:   1200px;
  --nav-h:       72px;
}

/* ── CONTAINER ────────────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}

/* ── TYPOGRAPHY UTILS ─────────────────────────────────────── */
h1, h2, h3, h4 { font-family: 'Montserrat', sans-serif; font-weight: 700; line-height: 1.2; }
.text-gradient {
  background: var(--gold-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ── BUTTONS ──────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  letter-spacing: .3px;
  border-radius: var(--radius-md);
  transition: all var(--transition);
  white-space: nowrap;
  cursor: pointer;
}
.btn--sm  { font-size: .875rem; padding: 8px 18px; }
.btn--md  { font-size: .9375rem; padding: 12px 24px; }
.btn--lg  { font-size: 1rem; padding: 14px 28px; }
.btn--full { width: 100%; }

.btn--gold {
  background: var(--gold-grad-2);
  color: #fff;
  box-shadow: var(--shadow-gold);
}
.btn--gold:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(212,175,55,.35);
  filter: brightness(1.08);
}

.btn--dark {
  background: var(--black);
  color: #fff;
}
.btn--dark:hover {
  background: #2a2a2a;
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn--whatsapp {
  background: var(--green);
  color: #fff;
}
.btn--whatsapp:hover {
  background: #1ebe5c;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(37,211,102,.30);
}

.btn--outline-gold {
  background: transparent;
  color: var(--gold-dark);
  border: 2px solid var(--gold);
}
.btn--outline-gold:hover {
  background: var(--gold);
  color: #fff;
  transform: translateY(-2px);
}

.btn--outline-white {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,.6);
}
.btn--outline-white:hover {
  background: rgba(255,255,255,.15);
  border-color: #fff;
}

/* ── BADGES ───────────────────────────────────────────────── */
.badge {
  display: inline-block;
  font-family: 'Montserrat', sans-serif;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .8px;
  text-transform: uppercase;
  border-radius: 99px;
  padding: 5px 14px;
}
.badge--gold {
  background: linear-gradient(90deg, rgba(212,175,55,.15), rgba(212,175,55,.25));
  color: #8a6a00;
  border: 1px solid rgba(212,175,55,.4);
}
.badge--outline {
  background: transparent;
  color: var(--gray-500);
  border: 1px solid var(--gray-200);
}

/* ── SECTION HEADER ───────────────────────────────────────── */
.section { padding: 80px 0; }
.section--alt { background: var(--off-white); }

.section__header {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 56px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
}
.section__title {
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  color: var(--dark);
}
.section__subtitle {
  font-size: 1.0625rem;
  color: var(--gray-500);
  line-height: 1.7;
}

/* ============================================================
   NAVIGATION
============================================================ */
.nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--gray-200);
  height: var(--nav-h);
  transition: box-shadow var(--transition);
}
.nav.scrolled { box-shadow: var(--shadow-md); }

.nav__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-h);
}

.nav__logo img { height: 34px; width: auto; }

.nav__menu {
  display: flex;
  align-items: center;
  gap: 4px;
}

.nav__link {
  font-family: 'Montserrat', sans-serif;
  font-size: .875rem;
  font-weight: 600;
  color: var(--gray-700);
  padding: 8px 14px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.nav__link:hover { color: var(--dark); background: var(--gray-100); }
.nav__link.active { color: var(--gold-dark); background: linear-gradient(135deg, rgba(212,175,55,.08), rgba(212,175,55,.15)); }

.nav__burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  border-radius: var(--radius-sm);
}
.nav__burger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--dark);
  border-radius: 2px;
  transition: all var(--transition);
}
.nav__burger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav__burger.open span:nth-child(2) { opacity: 0; }
.nav__burger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ============================================================
   HERO
============================================================ */
.hero {
  position: relative;
  background: linear-gradient(160deg, #fff 0%, #fdf9ef 50%, #fff8e6 100%);
  padding: 80px 0 0;
  overflow: hidden;
}

.hero__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  min-height: 520px;
  padding-bottom: 80px;
}

.hero__content {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.hero__title {
  font-size: clamp(2rem, 3.5vw, 3rem);
  color: var(--dark);
  line-height: 1.15;
}

.hero__subtitle {
  font-size: 1.0625rem;
  color: var(--gray-700);
  line-height: 1.75;
  max-width: 480px;
}

.hero__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  padding-top: 8px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .875rem;
  font-weight: 600;
  color: var(--gray-700);
}
.trust-item svg { color: var(--gold-dark); flex-shrink: 0; }

/* Hero Visual */
.hero__visual {
  display: flex;
  justify-content: center;
  align-items: center;
  position: relative;
}

.cards-stack {
  position: relative;
  width: 340px;
  height: 280px;
}

.card-item {
  position: absolute;
  width: 300px;
  filter: drop-shadow(0 20px 40px rgba(0,0,0,.18));
  transition: transform .4s ease;
}
.card-item img { width: 100%; height: auto; border-radius: 16px; }

.card-item--gold {
  bottom: 0;
  left: 0;
  transform: rotate(-6deg);
  z-index: 1;
}
.card-item--black {
  top: 0;
  right: 0;
  transform: rotate(4deg);
  z-index: 2;
}

.hero__visual:hover .card-item--gold { transform: rotate(-10deg) translateY(8px); }
.hero__visual:hover .card-item--black { transform: rotate(8deg) translateY(-8px); }

.mastercard-badge {
  position: absolute;
  bottom: 24px;
  right: 0;
  display: flex;
  align-items: center;
  gap: 8px;
  background: #fff;
  border-radius: 99px;
  padding: 8px 14px;
  box-shadow: var(--shadow-md);
  font-family: 'Montserrat', sans-serif;
  font-size: .8125rem;
  font-weight: 700;
  color: var(--dark);
  z-index: 3;
}

/* Hero Wave */
.hero__wave {
  line-height: 0;
  margin-top: -1px;
}
.hero__wave svg {
  width: 100%;
  height: 60px;
  display: block;
}

/* ============================================================
   TRUST BAR
============================================================ */
.trust-bar {
  background: var(--off-white);
  padding: 40px 0;
  border-bottom: 1px solid var(--gray-200);
}

.trust-bar__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.stat {
  text-align: center;
  flex: 1;
  min-width: 120px;
}
.stat__number {
  display: block;
  font-family: 'Montserrat', sans-serif;
  font-size: 1.75rem;
  font-weight: 800;
  background: var(--gold-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 4px;
}
.stat__label {
  font-size: .8125rem;
  color: var(--gray-500);
  font-weight: 500;
}
.stat__divider {
  width: 1px;
  height: 48px;
  background: var(--gray-200);
  flex-shrink: 0;
}

/* ============================================================
   ELEGIBILITY
============================================================ */
.elegibility { background: #fff; }

.elegibility__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 24px;
}

.elegibility__card {
  background: var(--off-white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  text-align: center;
  transition: all var(--transition);
}
.elegibility__card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-gold);
  transform: translateY(-4px);
}

.elegibility__icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, rgba(212,175,55,.12), rgba(212,175,55,.22));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  color: var(--gold-dark);
}

.elegibility__card h3 {
  font-size: 1.0625rem;
  margin-bottom: 8px;
  color: var(--dark);
}
.elegibility__card p {
  font-size: .9375rem;
  color: var(--gray-500);
  line-height: 1.6;
}

.elegibility__note {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-size: .875rem;
  color: var(--gray-500);
  background: var(--gray-100);
  border-radius: var(--radius-sm);
  padding: 12px 20px;
  max-width: 560px;
  margin: 0 auto;
}
.elegibility__note svg { flex-shrink: 0; }

/* ============================================================
   PRODUCTS
============================================================ */
.products { background: var(--off-white); }

.products__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 32px;
}

.product-card {
  background: #fff;
  border-radius: var(--radius-xl);
  overflow: hidden;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow-sm);
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.product-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: rgba(212,175,55,.35);
}

.product-card__header {
  position: relative;
  padding: 36px 36px 0;
  display: flex;
  justify-content: center;
  align-items: flex-end;
  min-height: 210px;
  background: linear-gradient(135deg, #fdf9ef 0%, #fff8e0 100%);
}
.product-card__header--alt {
  background: linear-gradient(135deg, #f0f4ff 0%, #e8eeff 100%);
}

/* Duo card stack */
.product-card__duo {
  position: relative;
  width: 100%;
  height: 180px;
}
.duo__back,
.duo__front {
  position: absolute;
  width: 68%;
  max-width: 220px;
  border-radius: 12px;
  filter: drop-shadow(0 10px 20px rgba(0,0,0,.18));
  transition: transform .4s ease;
}
.duo__back {
  bottom: 0;
  right: 4%;
  transform: rotate(6deg);
  z-index: 1;
}
.duo__front {
  bottom: 10px;
  left: 4%;
  transform: rotate(-4deg);
  z-index: 2;
}
.product-card:hover .duo__back  { transform: rotate(10deg) translateY(4px); }
.product-card:hover .duo__front { transform: rotate(-8deg) translateY(-4px); }

.product-card__body {
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
  flex: 1;
}

.product-card__title {
  font-size: 1.25rem;
  color: var(--dark);
}

.product-card__desc {
  font-size: .9375rem;
  color: var(--gray-500);
  line-height: 1.6;
}

.product-card__features {
  display: flex;
  flex-direction: column;
  gap: 10px;
  flex: 1;
}
.product-card__features li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .9rem;
  color: var(--gray-700);
}
.product-card__features li svg {
  color: var(--gold-dark);
  flex-shrink: 0;
}

.product-card__variants {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  padding-top: 4px;
}
.product-card__variants .btn {
  justify-content: center;
  gap: 6px;
  font-size: .875rem;
  padding: 11px 16px;
}
.product-card__variants .btn svg { width: 8px; height: 8px; opacity: .7; }

/* ── BADGE BLACK ──────────────────────────────────────────── */
.badge--black {
  background: linear-gradient(135deg, rgba(255,255,255,.12), rgba(255,255,255,.06));
  color: rgba(255,255,255,.9);
  border: 1px solid rgba(255,255,255,.2);
}

/* ============================================================
   BLACK SECTION
============================================================ */
.black-section {
  background: linear-gradient(135deg, #0d0d0d 0%, #1c1c1c 50%, #0d0d0d 100%);
  position: relative;
  overflow: hidden;
  padding: 100px 0;
}
.black-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 50% 70% at 10% 50%, rgba(212,175,55,.08) 0%, transparent 60%),
    radial-gradient(ellipse 30% 40% at 90% 20%, rgba(212,175,55,.06) 0%, transparent 60%);
  pointer-events: none;
}

.black-section__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 72px;
  align-items: center;
}

/* Visual side */
.black-section__visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}
.black-section__glow {
  position: absolute;
  width: 320px;
  height: 320px;
  background: radial-gradient(circle, rgba(212,175,55,.18) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.black-section__card {
  width: 100%;
  max-width: 380px;
  filter: drop-shadow(0 32px 64px rgba(0,0,0,.6)) drop-shadow(0 0 40px rgba(212,175,55,.15));
  transform: perspective(800px) rotateY(-8deg) rotateX(4deg);
  transition: transform .5s ease;
}
.black-section__visual:hover .black-section__card {
  transform: perspective(800px) rotateY(-2deg) rotateX(0deg) translateY(-6px);
}

/* Content side */
.black-section__content {
  display: flex;
  flex-direction: column;
  gap: 24px;
}
.black-section__title {
  font-size: clamp(1.875rem, 3vw, 2.75rem);
  color: #fff;
  line-height: 1.15;
}
.text-gradient-gold {
  background: var(--gold-grad);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.black-section__subtitle {
  font-size: 1.0625rem;
  color: rgba(255,255,255,.65);
  line-height: 1.75;
  max-width: 480px;
}

/* Benefits list */
.black-benefits {
  display: flex;
  flex-direction: column;
  gap: 20px;
  padding-top: 4px;
}
.black-benefit {
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.black-benefit__icon {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  background: linear-gradient(135deg, rgba(212,175,55,.15), rgba(212,175,55,.08));
  border: 1px solid rgba(212,175,55,.25);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold);
}
.black-benefit h4 {
  font-size: .9375rem;
  color: #fff;
  margin-bottom: 4px;
}
.black-benefit p {
  font-size: .875rem;
  color: rgba(255,255,255,.55);
  line-height: 1.6;
}
.black-benefit--highlight {
  background: linear-gradient(135deg, rgba(212,175,55,.1), rgba(212,175,55,.05));
  border: 1px solid rgba(212,175,55,.2);
  border-radius: var(--radius-md);
  padding: 14px 16px;
  margin: 0 -16px;
}
.black-benefit--highlight .black-benefit__icon {
  background: linear-gradient(135deg, rgba(212,175,55,.25), rgba(212,175,55,.15));
  border-color: rgba(212,175,55,.5);
}
.black-benefit--highlight h4 { color: var(--gold-light); }

.black-section__cta { margin-top: 8px; align-self: flex-start; }

/* Responsive */
@media (max-width: 1024px) {
  .black-section__inner { grid-template-columns: 1fr; gap: 48px; }
  .black-section__visual { order: -1; }
  .black-section__card { max-width: 280px; }
}
@media (max-width: 768px) {
  .black-section { padding: 64px 0; }
  .black-section__cta { width: 100%; justify-content: center; }
}

/* ============================================================
   HOW IT WORKS
============================================================ */
.how-it-works { background: #fff; }

.steps {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.step {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 14px;
}

.step__number {
  font-family: 'Montserrat', sans-serif;
  font-size: .75rem;
  font-weight: 800;
  letter-spacing: 1px;
  color: var(--gold);
  opacity: .7;
}

.step__icon {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, rgba(212,175,55,.1), rgba(212,175,55,.2));
  border: 2px solid rgba(212,175,55,.3);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-dark);
  transition: all var(--transition);
}
.step:hover .step__icon {
  background: var(--gold-grad-2);
  border-color: var(--gold);
  color: #fff;
  transform: scale(1.08);
}

.step__title {
  font-size: 1rem;
  color: var(--dark);
}

.step__desc {
  font-size: .9rem;
  color: var(--gray-500);
  line-height: 1.65;
}

.step__arrow {
  flex-shrink: 0;
  color: var(--gray-200);
  margin-top: 36px;
}

/* ============================================================
   ADVANTAGES
============================================================ */
.advantages { background: var(--off-white); }

.advantages__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.advantage-card {
  background: #fff;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  transition: all var(--transition);
}
.advantage-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-gold);
  transform: translateY(-3px);
}

.advantage-card__icon {
  width: 52px;
  height: 52px;
  background: linear-gradient(135deg, rgba(212,175,55,.12), rgba(212,175,55,.22));
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--gold-dark);
  margin-bottom: 16px;
}

.advantage-card h3 {
  font-size: 1rem;
  margin-bottom: 8px;
  color: var(--dark);
}
.advantage-card p {
  font-size: .9rem;
  color: var(--gray-500);
  line-height: 1.65;
}

/* ============================================================
   FAQ
============================================================ */
.faq { background: #fff; }

.faq__list {
  max-width: 780px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.faq__item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  overflow: hidden;
  transition: border-color var(--transition);
}
.faq__item:has(.faq__question[aria-expanded="true"]) {
  border-color: var(--gold);
}

.faq__question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 18px 22px;
  text-align: left;
  font-family: 'Montserrat', sans-serif;
  font-size: .9375rem;
  font-weight: 600;
  color: var(--dark);
  background: #fff;
  transition: background var(--transition);
}
.faq__question:hover { background: var(--off-white); }
.faq__question[aria-expanded="true"] { color: var(--gold-dark); }

.faq__icon {
  flex-shrink: 0;
  transition: transform var(--transition);
  color: var(--gray-500);
}
.faq__question[aria-expanded="true"] .faq__icon {
  transform: rotate(180deg);
  color: var(--gold-dark);
}

.faq__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s cubic-bezier(.4,0,.2,1), padding .35s;
}
.faq__answer.open {
  max-height: 300px;
}
.faq__answer p {
  padding: 0 22px 18px;
  font-size: .9375rem;
  color: var(--gray-700);
  line-height: 1.7;
  border-top: 1px solid var(--gray-100);
  padding-top: 14px;
}

/* ============================================================
   CTA BANNER
============================================================ */
.cta-banner {
  background: linear-gradient(135deg, #0d0d0d 0%, #1a1a1a 50%, #0d0d0d 100%);
  position: relative;
  overflow: hidden;
  padding: 80px 0;
}

.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 60% 60% at 20% 50%, rgba(212,175,55,.12) 0%, transparent 60%),
    radial-gradient(ellipse 40% 40% at 80% 30%, rgba(212,175,55,.08) 0%, transparent 60%);
  pointer-events: none;
}

.cta-banner__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 48px;
  align-items: center;
}

.cta-banner__title {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  color: #fff;
  margin-bottom: 14px;
}

.cta-banner__subtitle {
  font-size: 1.0625rem;
  color: rgba(255,255,255,.7);
  margin-bottom: 32px;
  line-height: 1.7;
}

.cta-banner__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.cta-banner__card-visual {
  width: 260px;
  flex-shrink: 0;
  filter: drop-shadow(0 24px 48px rgba(212,175,55,.3));
  transform: rotate(8deg);
  transition: transform .4s ease;
}
.cta-banner__card-visual:hover { transform: rotate(4deg) scale(1.04); }
.cta-banner__card-visual img { width: 100%; }

/* ============================================================
   FOOTER
============================================================ */
.footer {
  background: #0d0d0d;
  color: rgba(255,255,255,.7);
  padding-top: 64px;
}

.footer__inner {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer__logo { margin-bottom: 16px; }

.footer__tagline {
  font-size: .9rem;
  line-height: 1.65;
  color: rgba(255,255,255,.5);
  max-width: 280px;
  margin-bottom: 20px;
}

.footer__social {
  display: flex;
  gap: 12px;
}
.footer__social a {
  width: 36px;
  height: 36px;
  background: rgba(255,255,255,.08);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,.6);
  transition: all var(--transition);
}
.footer__social a:hover {
  background: var(--gold);
  color: #fff;
}

.footer__col h4 {
  font-family: 'Montserrat', sans-serif;
  font-size: .8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .8px;
  color: #fff;
  margin-bottom: 16px;
}

.footer__col ul { display: flex; flex-direction: column; gap: 10px; }
.footer__col li a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .9rem;
  color: rgba(255,255,255,.55);
  transition: color var(--transition);
}
.footer__col li a:hover { color: var(--gold); }
.footer__col li a svg { flex-shrink: 0; color: var(--gold); opacity: .7; }

.footer__bottom {
  padding: 20px 0;
}
.footer__bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.footer__bottom p {
  font-size: .8125rem;
  color: rgba(255,255,255,.35);
}
.footer__legal {
  max-width: 480px;
  text-align: right;
  line-height: 1.5;
}

/* ============================================================
   WHATSAPP FLOATING BUTTON
============================================================ */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 999;
  width: 56px;
  height: 56px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,.4);
  transition: all var(--transition);
  animation: pulse-green 2.5s infinite;
}
.whatsapp-float:hover {
  transform: scale(1.12);
  box-shadow: 0 8px 32px rgba(37,211,102,.55);
  animation: none;
}

@keyframes pulse-green {
  0%, 100% { box-shadow: 0 4px 20px rgba(37,211,102,.4); }
  50%       { box-shadow: 0 4px 32px rgba(37,211,102,.65); }
}

/* ============================================================
   RESPONSIVE — TABLET (≤ 1024px)
============================================================ */
@media (max-width: 1024px) {
  .hero__inner { grid-template-columns: 1fr; gap: 48px; padding-bottom: 40px; }
  .hero__content { order: 1; }
  .hero__visual { order: 0; }

  .products__grid { grid-template-columns: 1fr; }
  .advantages__grid { grid-template-columns: 1fr 1fr; }
  .elegibility__grid { grid-template-columns: 1fr 1fr; gap: 16px; }

  .steps { flex-direction: column; align-items: stretch; gap: 0; }
  .step__arrow { transform: rotate(90deg); align-self: center; }

  .cta-banner__inner { grid-template-columns: 1fr; }
  .cta-banner__card-visual { display: none; }

  .footer__inner { grid-template-columns: 1fr 1fr; }
}

/* ============================================================
   RESPONSIVE — MOBILE (≤ 768px)
============================================================ */
@media (max-width: 768px) {
  :root { --nav-h: 64px; }

  .section { padding: 56px 0; }
  .section__header { margin-bottom: 40px; }

  /* Nav mobile */
  .nav__burger { display: flex; }
  .nav__menu {
    position: fixed;
    top: var(--nav-h);
    left: 0;
    right: 0;
    background: #fff;
    flex-direction: column;
    align-items: stretch;
    padding: 12px 16px 20px;
    border-bottom: 1px solid var(--gray-200);
    box-shadow: var(--shadow-md);
    transform: translateY(-110%);
    opacity: 0;
    transition: transform .3s ease, opacity .3s ease;
    pointer-events: none;
  }
  .nav__menu.open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: all;
  }
  .nav__link { padding: 12px 16px; border-radius: var(--radius-sm); }
  .nav__menu .btn { margin-top: 4px; text-align: center; }

  /* Hero */
  .hero { padding: 40px 0 0; }
  .hero__inner { gap: 32px; }
  .hero__title { font-size: 1.75rem; }
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; justify-content: center; }
  .hero__trust { gap: 10px; }

  .cards-stack { width: 280px; height: 220px; }
  .card-item { width: 240px; }

  /* Trust bar */
  .trust-bar__inner { gap: 16px; }
  .stat__divider { display: none; }
  .stat { min-width: 45%; }

  /* Elegibility */
  .elegibility__grid { grid-template-columns: 1fr; }

  /* Products */
  .products__grid { grid-template-columns: 1fr; }

  /* How it works */
  .step { flex-direction: row; text-align: left; gap: 16px; }
  .step__icon { flex-shrink: 0; }
  .step__arrow { transform: rotate(90deg); }

  /* Advantages */
  .advantages__grid { grid-template-columns: 1fr; }

  /* Footer */
  .footer__inner { grid-template-columns: 1fr; gap: 32px; }
  .footer__tagline { max-width: 100%; }
  .footer__legal { text-align: left; }
  .footer__bottom-inner { flex-direction: column; align-items: flex-start; }

  /* Floating btn */
  .whatsapp-float { bottom: 20px; right: 20px; width: 52px; height: 52px; }
}

/* ============================================================
   SCROLL ANIMATIONS
============================================================ */
.fade-in {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .55s ease, transform .55s ease;
}
.fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* stagger siblings */
.fade-in:nth-child(2) { transition-delay: .1s; }
.fade-in:nth-child(3) { transition-delay: .2s; }
.fade-in:nth-child(4) { transition-delay: .3s; }
.fade-in:nth-child(5) { transition-delay: .4s; }
.fade-in:nth-child(6) { transition-delay: .5s; }